Tune in now to learn more about ADHD and impulsivity from Melissa Orlov!

Affected by the stimulant medication shortage? #AdderallShortage us too! Melissa’s latest post Adderall Shortage Hacks for Adults with ADHD offers up ideas on how to deal with the dysregulation, tips for dealing with the pharmacy and even has non-medicinal ways to help alleivate some of the side effects. Check it out now!

Highlights

• What is rejection-sensitive dysphoria? 
• Emotional dysregulation in the ADHD partner
• Parent-child dynamic in ADHD-impacted relationships
• People pleasing and over-committing 
• Addressing ADHD, shame, and rejection 
• Establishing routines with ADHD 
• Sleep hygiene and disorder 
• Impulsivity and distractibility in ADHD
• Handling finances in ADHD-impacted relationships 
• How the non-ADHD partner can help nurture the ADHD-impacted relationship

We’re continuing to set the groundwork for learning to put ourselves first and it is so important that we talk about how our finances play a role in helping us live the lives we want. And for so many people with ADHD, money can be incredibly overwhelming.

David DeWitt knows this relationship well. As a person living with ADHD who works as a financial planner, he’s using his expertise to help the neurodiverse community get a handle on our relationships with money. And he’s joining the Refocused community to share what he’s learned over the years!

By Maria Romaszkan

It’s hard to escape sales messaging during Black Friday and Cyber Monday. Marketing teams race each other to offer more enticing deals and make us want to spend our money on things we don’t need.

For people with ADHD, this celebration of consumerism is even more challenging as they can be prone to impulsive decisions and — sometimes — money trouble.

Read on to learn tips you can use daily — not just during this Black Friday and Cyber Monday frenzy — to control your finances.

ADHD and the curse of impulsive spending

Executive dysfunction is at the core of ADHD. Some of its consequences are having challenges with impulse control and poor planning skills.

Giving in to that spontaneous impulse and buying something you find attractive at the moment provides that quick dopamine rush. It’s instant gratification — something that, to ADHD brains, sounds much better than fighting the impulse or waiting for a reward.

Tips to help resist impulsive spending

So how can you push off that instant gratification that your brain craves, and resist impulsive spending during this time of year? Here are some expert tips:

• Get rid of digital temptations

Unsubscribe from mailing lists to avoid that onslaught of promotional newsletters. You’ll also have a less cluttered inbox.

On social media, things get a bit trickier. While you can unfollow or hide the accounts of your favorite brands, you can’t do that with ads. If you prefer, uninstall the apps and use this opportunity to get a social media detox.

You can, however, hide ads on websites if you install an ad blocker. Another solution is using a browser extension that works like parental controls — you can block access or set a time limit for specific sites.

• Hide your credit cards

Leave your credit cards at home and carry cash only. You literally have a spending limit — the exact cash amount you have on hand.

While this trick doesn’t work with online shopping, you can make it a little harder for yourself to click that “buy now” button. Delete credit card details on sites you frequently use. Having to enter all that annoying information may be enough to stave off temptation.

Again, you also can block those websites to make it easier for you.

• Go with someone you trust

Ask someone to tag along when you go shopping. Go with a partner, friend or family member — someone you trust to intervene when needed.

• Put things into perspective

It’s definitely not as easy as it sounds, but try to wait a day or two before you buy something. Talking to someone is beneficial to help us put things into perspective.

Ask yourself: Do you truly want or need this or that? You can also calculate how much you’d have to work to replace the money.

• Treat yourself

Having more control over your wallet will positively impact your finances and mental health, But constant control often ends badly. If you’re always overly strict on how much and when you’re spending, you’ll probably snap and go on a shopping spree at one point.

It’s essential to treat yourself from time to time. Buy that book you’ve been eyeing for two weeks, or splurge on a bag of that fancier tea you love. We need small joys in our lives to stay healthy.

• Set a goal

Having something to save for — a new bike or vacation — can help you control impulsive spending better. Turn saving into a reward of sorts — to get that dopamine rush. Create a savings account for this purpose. Each time you withhold from impulse buying, transfer a set amount of money or the price equivalent to that account. Sure, it’s not that instant gratification we crave, but the final reward is much better.

Sources:

Psychiatry Research: Compulsive buying: Earlier illicit drug use, impulse buying, depression, and adult ADHD symptoms.

CHADD: ADHD and Curbing Impulsive Spending to Help Your Relationship

Renting one’s first apartment, paying for gas and electricity bills, and buying one’s own groceries is much like a rite of passage.

Moving out from under your parents’ wings can feel exciting yet also come with its own set of challenges. When you add the responsibilities of making wise financial choices to the realities of dealing with ADHD, things can seem especially daunting.

But all is not lost. It is possible for people with ADHD, young or old, to become self-aware and create new financial habits.

“In my experience, I think modeling good habits is really the best thing that you can do,” says Allison Tyler, a licensed social worker and author living in New Jersey.

Tyler advises that people with ADHD learn how to earn and value money. “Talking about creating a savings account, talking about having a 529 (plan) or college fund, talking about what you have to do for retirement, setting money aside every month, and building a nest egg … I think those are conversations that are really important to have.”

Becoming a master at managing your own money doesn’t require being a financial expert. Instead, having some self-awareness, along with knowledge of how ADHD affects your spending and the right support team, can help you better navigate the transition from living with mom and dad to adulting.

Why Money Management Feels Like a Chore

If you feel like “I should know this already,” yet struggle with impulse control, procrastination and disorganization when managing your money, you’re not alone.

The British newspaper and news website The Guardian recently reported on a survey commissioned by the digital bank Monzo and conducted by YouGov. The survey found that people with ADHD are four times more likely to spend on impulse. The research found that ADHD can greatly affect people’s spending habits and cause them to buy on impulse, miss bill payments, or spend more than they earn.

That is because making wise financial choices requires strong executive functioning skills. Skills like organization, planning, and goal-setting are often underdeveloped in people with ADHD. Without these skills, creating a financial plan, knowing how to best spend your money, and keeping spending within your means become tasks that require immense time and effort.

For many, this can cause shame and embarrassment or the feeling of “I should know this.”

In a recent episode of the Financial Gym’s Financially Naked Podcast, Amalia Sirica, a New York-based mental health counselor, talks about how the shame and embarrassment created can result in fear and avoidance. Checking your financial accounts and your credit score causes more and more anxiety. And a feeling of dread can begin to set in when you think about your finances.

Cultivating Self-Awareness for Better Money Habits

One of the first things Sirica advises is creating self-awareness around your financial habits. Because of how your parents managed money, the patterns and habits you’ve created may feel comfortable despite not being ideal. On top of that, you may have internalized messages about being disorganized, lazy or stupid.

All of this together can make changing your habits around money and spending feel unattainable. Yet bringing awareness to how you use and manage your money can go a long way in responsibly paying for expenses, establishing good credit, and achieving your goals. Small baby steps like automating bills and savings can make all the difference for a young person living with ADHD.

Sirica also suggests taking a deep breath before making a large purchase, implementing a waiting period before deciding to buy, or planning gifts ahead of time.

Knowing your learning style can also help you identify strategies for your spending. This is what Wendy R. Tilford, an education consultant based in Houston, advises for her students with ADHD.

“That’s critical in the process,” Tilford says about learning style evaluations that can be administered to people with or without ADHD. Tilford recommends using these evaluations to determine how the student receives or retains information best. “Once you know what works best … you can choose a financial education or management system that will much likely stick.”

For example, she says, someone who is a “kinesthetic learner” may prefer putting cash into an envelope for weekly spending money. An “audio learner” may prefer to record a notification to remind them when something is due. Going it alone, though, maybe a challenge for some. That’s why they may need professional help.

Who Can Help You Manage Your Spending and ADHD?

Therapists, life coaches, and financial advisers are just a few of the people you can look to for help with planning and managing your finances.

Mike Poulin, a Level 2 certified financial trainer at the Financial Gym, for example, works with his ADHD clients to identify their goals, create a financial plan, and educate them on how to make the best financial decisions. When looking at people’s personal finances, he advises that they think about what’s important to them before even thinking about the numbers.

“There are so many things we’re told in our society … you need to buy a house, you need to start a family, you need to have kids. And that’s not everyone’s actual dream,” he says. “The first thing that I do is I really make sure that my clients understand what they want from life.”

After that, Poulin advises young people who are in the market for a new job first figure out their fixed expenses and living costs to determine what salary they think they need. Instead of working their spending around their salary, he suggests working their potential salary around their spending so that what they earn aligns with the life they want to live. Within three to six months of working with him, Poulin’s clients with ADHD display a boost in confidence, less financial anxiety, and a better understanding of how their money can help them reach their goals, he says.

For many of us, money can be a deeply personal and sensitive topic. ADHD can make managing money and getting a handle on your personal finances to feel insurmountable.

Yet it’s not impossible to do. Whether you’re just graduating from college or finally moving into a place of your own, understanding your spending habits, what works best for you, and tapping into professional resources available can make managing your money feel like a walk in the park. Even with ADHD.

Sources

Financially Naked Podcast from the Financial Gym

The Guardian

Everyday Health

Psych Central

Understood

• People with ADHD earn 25% less than their similarly talented counterparts who do not have ADHD.  
• People with ADHD pay copious amounts of late fees and other penalties.  
• People with ADHD are more likely to engage in “retail therapy,” buying things they don’t need in an attempt to feel better.  
• People with ADHD tend to hide and mask, internalizing shame and feelings of hopelessness.  

It doesn’t have to be that way. 

Join us as ADHDonline.com presents Rick Webster, Founder, and CEO of RenaFI, for an eye-opening discussion of what the ADHD tax is, and what it isn’t. Explore the emotional underpinnings of our seemingly irrational behavior, and learn to recognize the intersectionalities that complicate ADHD remediation. 

ABOUT SPEAKER

Richard Webster’s nearly four decades of navigating the field as a real estate entrepreneur have brought him a wealth of knowledge that his role as Rena-Fi’s CEO now brings to those who come into his orbit. 

He has grown to understand that success must be values-driven.  How we handle business and money has its roots in our often-subconscious feelings and drives. It’s critical to know the mechanics of handling money, but without the context of one’s values, and without an awareness of the emotional underpinnings of behaviors, success can be elusive.

Rick’s expertise in real estate and entrepreneurship derives from his varied career not just as a real estate broker helping close to 2000 people achieve their real estate goals, but also from owning and running mortgage brokerages, renovating and managing rental properties, and later working with foreclosure, short sale, and loan modification strategies.

At the core of everything he’s accomplished has been his empathy for the people he’s worked with, and his ability to teach. His motto has always been “It’s not just business, it’s personal”. 

In his capacity as CEO of Rena-Fi, Rick brings perspective, vision, and passion to an area of life he considers foundational—personal money management.

Join us to learn practical strategies with which you can reduce and eliminate consumer debt.

Learn how to use your credit cards to eliminate 75% of the “ADHD tax.”

Learn how the proper use of credit, in general, will simplify and enhance your financial life.

When properly understood and used, learn how credit cards make our lives better.

ABOUT SPEAKER

Richard Webster’s nearly four decades of navigating the field as a real estate entrepreneur have brought him a wealth of knowledge that his role as Rena-Fi’s CEO now brings to those who come into his orbit. 

He has grown to understand that success must be values-driven.  How we handle business and money has its roots in our often-subconscious feelings and drives. It’s critical to know the mechanics of handling money, but without the context of one’s values, and without an awareness of the emotional underpinnings of behaviors, success can be elusive.

Rick’s expertise in real estate and entrepreneurship derives from his varied career not just as a real estate broker helping close to 2000 people achieve their real estate goals, but also from owning and running mortgage brokerages, renovating and managing rental properties, and later working with foreclosure, short sale, and loan modification strategies.

At the core of everything he’s accomplished has been his empathy for the people he’s worked with, and his ability to teach. His motto has always been “It’s not just business, it’s personal”. 

In his capacity as CEO of Rena-Fi, Rick brings perspective, vision, and passion to an area of life he considers foundational—personal money management.

It takes a lot to persevere in the face of daily challenges — especially when many of those challenges are unseen. In honor of May’s Mental Health Awareness Month, we’re highlighting our top 6 resources for ADHD to make persevering through those challenges a bit easier.

#1. CHADD (chadd.org)

It’s easy to think having a fidgety kid or losing focus during one episode of Friends counts as ADHD. That’s why Maryland-based non-profit Children and Adults with Attention-Deficit/Hyperactivity Disorder, or CHADD, creates science-backed educational content that’s tailor-made to support anyone seeking to better understand ADHD.

Why We Love Them: CHADD offers a wide range of ADHD resources. For example, its National Research Center on ADHD (a collaboration with the Centers for Disease Control and Prevention and the National Center on Birth Defects and Developmental Disabilities) provides up-to-date information on ADHD, a biweekly newsletter, and access to on-call specialists through their Helpline. The organization also publishes a bimonthly magazine, Attention, with articles on topics like how to navigate social situations, what parents can do to help their college-bound students, and study skills for those living with ADHD.

Who They’re Best For: Professionals in the field will find science-backed education courses and training. Meanwhile, podcasts like ADHD 365 and All Things ADHD dive deep into what it’s like to be neurodiverse and of color, how to talk to a doctor about a child’s ADHD, and more. CHADD’s website even features two online communities — one for adults and one for parents and caregivers — in need of communal support.

#2. ADHD Awareness Month

Do any of these girls have ADHD? reads the caption on ADHD Awareness Month‘s website under a picture of three smiling school girls. Diagnosing a child, parent, or loved one isn’t so simple. That’s why ADHD Awareness Month has an entire page dedicated to myths and facts about ADHD. As part of its mission, the coalition partners with the ADHD Coaches Organization, the Attention Deficit Disorder Association, and one of our top favorites — CHADD — to provide interviews with ADHD experts and stories from real people.

Why We Love Them: Living with ADHD can at times feel lonely and debilitating. But the stories, interviews, and art on the ADHD Awareness Month website are empowering. In her personal story for the website, Carol A. Vincie credits the strengths of her ADHD — creativity, high energy, persistence, out-of-the-box thinking, confidence, and leadership — as the hallmark of her success. Experiences like these abound on the website — from family physicians, entrepreneurs, artists, and Ph.D. students. Real people with real stories talk about what it’s really like to live with neurodiversity.

Who They’re Best For: Mythbusters looking to set the record straight on diagnosing ADHD, building healthy relationships with interabled individuals, and effective lifestyle tips for everyday management. While ADHD Awareness Month’s website features facts, real questions and answers, it also features audience-submitted memes for those days when you need a touch of laughter and humor.

#3. Lisa Woodruff Organize 365

If you’ve ever spent hours decluttering, organizing and re-organizing, only to find you’re still digging through a pile of miscellaneous clothes and books to find that one set of notes, then Lisa Woodruff might just be your new best friend. Lisa started Organize 365 in 2012 to dig herself out of the clutter that was her home. The Organize 365 website helps you discover how to get started on your organizing and provides you with a clear plan on how to finally tackle your space.

Why We Love Them: Most blogs and websites on organizing will laud the to-do list as a major productivity tool. Lisa’s approach is different and includes color-coding, task batching and dedicated “stations” for drinks and lunches. Part of her approach includes teaching foundational principles so that organizing becomes not just a one-and-done habit, but a lifelong virtue. Lisa also provides tips in her Organize 365 and Friday Workbox podcasts, where she invites guests to talk about their organizing successes and mindset shifts.

Who They’re Best For: Homemakers, business people, or educators who would like to learn how to become more organized at home and in their work. The Sunday Basket System, for example, is a physical filing system with color-coded dividers and pockets to organize paper clutter in the home while the Friday Workboxes can help executives, entrepreneurs and employees organize their desks for greater productivity.

#4. RenaFi

“Adulting” is hard enough without having to worry about budgeting and keeping your finances in check! RenaFi understands that financial stress can exacerbate ADHD. It helps you get to the heart of your financial challenges with a 12-week program designed to transform your relationship with money. As part of the program, members enjoy live coaching calls with people from all over the world, a mobile app, and a supportive community. Previous members emphasize the mental health benefits they receive from the program, such as feelings of hope, confidence and a renewed sense of creativity.

Why We Love Them: Renafi’s program doesn’t just focus on the how-tos of managing your finances. It also takes you deep into the psychology of money, so that you learn about the emotions and behaviors driving your financial choices. The platform’s live courses are designed to help members learn about their feelings towards money, what drives their financial story (and where that story came from), as well as how to create positive money habits.

Who They’re Best For: Individuals, professionals or caregivers interested in uncovering how they can improve their financial habits while navigating a life with ADHD. Those who are tech-savvy will particularly enjoy RenaFi’s Youtube videos with tips and strategies for ADHD and personal finances, live Zoom conversations with certified ADHD coaches, and accountability groups.

#5. Terry Matlen (The Queen of Distraction)

Founder Terry Matlen is an ADHD coach and writer helping women deal with the day-to-day stressors of living with a neurodevelopmental challenge via her website ADD Consults. Through her private Facebook group, The Queens of Distraction, Terry motivates members to take action and beat procrastination in a supportive space. Every Thursday evening, she hosts a live chat in the group related to different aspects of ADHD. Prefer a more individualized approach? Terry also offers one-on-one consultations via email, phone or video.

Why We Love Them: Terry’s a licensed psychotherapist who also knows what it’s like to be a woman with ADHD. On her website, she shares her own personal experiences and answers many of her readers’ questions about how to safely take medication, being a mom with ADHD, and reframing symptoms in a positive way. The varied approaches to counseling also mean that clients can find what works best for them — either working through challenges in a supportive, online group environment or one-on-one with a knowledgeable ADHD expert.

Who They’re Best For: While men can benefit from Terry’s expertise, she primarily specializes in working with women. Those 18 and over will benefit most from the content, answers and resources found on ADD Consults. The website touches on such themes as motherhood, cooking and money management.

#6. Melissa Orlov

Marriage consultant Melissa Orlov specializes in helping adults build healthy and successful relationships when one or both partners have ADHD. Her website, ADHD & Marriage, shares marriage tips and ADHD resources as well as offers a community forum for people to submit their questions, reflections and advice. Couples can also book live counseling sessions with Melissa to work on things like building good communication skills, setting personal boundaries and rebuilding trust in a relationship.

Why We Love Them: From talking about how to deal with negative emotions to how to make self-care part of your relationship, Melissa gets to the heart of issues that those impacted by ADHD face on a daily basis. We also love that the web content is created to help both partners in the relationship and not just the person affected.

Who They’re Best For: Couples who are in a relationship where one or both persons have ADHD will benefit from the tips on Melissa’s website. Whether you’re just looking for ways to improve your relationship or learning how to manage when both partners have ADHD, you’ll find timely answers that will help you manage.

Whether it’s being more organized, managing distractions or learning to thrive in a relationship, living with ADHD comes with its curveballs. With the breadth of resources available online, persevering with ADHD can take on new meaning.

Sources:

CHADD

ADHD Awareness Month

Organize 365

RenaFi

ADD Consults

ADHD & Marriage

Does ADHD increase an individual’s risk of contracting COVID-19?

Yes, according to “ADHD as a Risk Factor for Infection with COVID-19,” a study published in the Journal of Attention Disorders. Researchers found that the rate of ADHD was significantly higher among COVID subjects, regardless of gender, age or the presence of other chronic mental or physical disorders.

Another group of researchers, also publishing in the Journal of Attention Disorders, found that characteristics of ADHD — forgetfulness, impulsivity, and risk-taking behaviors — “interfere with the ability to comply with WHO demands for the prevention of COVID-19 infection” and may contribute to the increased probability of exposure to infection.”

However, this second study — “The Association between ADHD and the Severity of COVID-19 Infection” — also found that the risk of virus exposure among people with ADHD symptoms (hyperactivity and impulsivity) was significantly lower for those taking stimulant medication. In fact, the infection rate for individuals with treated ADHD was the same as that for the non-ADHD population, about 10%, versus an infection rate of 15% for those with untreated ADHD.

Subsequent research revealed that ADHD is associated with poorer outcomes in COVID infections. Individuals with unmedicated ADHD are not only at an increased risk of acquiring COVID-19, but they are also subject to an increased severity of the infection. Higher rates of referral to hospitalization suggests the need for vigilance in caring for ADHD patients who are COVID positive.

The “ADHD as a Risk Factor for Infection with COVID-19” research reiterates the importance of adhering to ADHD treatment. “This is an important finding, since it could encourage healthcare systems to identify (the ADHD) population at risk, to increase their awareness to the necessary preventive actions, and to guide their parents, teachers, or personal caretakers to monitor carefully their behavior and the COVID-19 status,” concluded the study.

What other impacts has the pandemic had on the ADHD population?

More than 2,000 Israeli adults participated in an online survey pertaining to how they adapted to the first pandemic quarantine. The study, “Symptoms of ADHD Predict Lower Adaptation to the COVID-19 Outbreak,” found that “people with ADHD are more vulnerable to the challenges created by the COVID-19 pandemic and therefore deserve special attention and care.” Such challenges include financial struggles, psychological distress and difficulty adhering to virus prevention measures, among others.

Licensed psychotherapist Ana Sokolovic works with adults, children, and adolescents. Some of her clients with ADHD have encountered great struggles to re-create routines within the lockdown, especially with the entire family being at home.

“It has been extremely challenging for them to set boundaries between work and personal time,” says Sokolovic, “and this has negatively affected their overall productivity and their stress levels regarding work.”

Sokolovic explains that the accessibility of distractions makes it difficult to manage focus and not procrastinate. “Anxiety that most of us experience around COVID already has a significant effect on the ability to maintain focus,” she says. “And this effect is amplified in individuals who already have difficulties managing their attention.”

Washington, DC-based therapist Rebecca Tolbert specializes in working with women who have ADHD. “My clients overwhelmingly have felt more distracted and frustrated due to the change in structures and systems,” she says. “Quarantines and working from home have negatively impacted ADHD folks in ways that haven’t impacted neurotypical individuals.”

Tolbert explains that without the external support offered by many workplaces and schools, people with ADHD are feeling more burned out, depressed, and anxious — working for longer days yet feeling less productive.

For some, COVID restrictions have had a positive impact

Still, some of Sokolovic’s clients with ADHD have noticed an increase in their productivity and fewer symptoms involving the anxiety that typically accompanies their social interactions.

“They prefer online communication, which allows them to reread messages and take their time to respond,” observes Sokolovic. “While on Zoom, they are able to freely fidget without fearing that someone may judge them negatively for it or to walk while on the call, which helps them listen more attentively.”

Some individuals with ADHD also find that not having to commute gives them an extra hour of sleep or time to prepare a healthy meal — things that help them feel more energized and ready for the day instead of feeling rushed.

Still others are finally seeking help for their previously undiagnosed ADHD. Billy Roberts is a licensed therapist in Columbus, Ohio. His practice, Focused Mind ADHD Counseling, focuses exclusively on adults with ADHD. Roberts has found that one of the biggest psychological events resulting from COVID is an emerging awareness of ADHD symptoms.

“Many folks who were not previously diagnosed with ADHD began recognizing symptoms,” Roberts says. “And for many, their suspicions turned out to be valid.”

Roberts explains that ADHD is underdiagnosed in adults for a variety of reasons. “Many undiagnosed people found that working from home eliminated structure and routine of their work life,” he says. “Having the rug pulled out triggered an escalation of attention issues and made finding solid ground on which to find work balance a huge struggle.”

“In hindsight, many adults with undiagnosed ADHD knew they had attention issues and their childhood history lined up with diagnosis,” Roberts says. “However, many found jobs in fields that fit their ADHD or developed sufficient coping skills so it didn’t become an issue until the pandemic struck.”

Awareness and diagnosis will enable ADHD sufferers to seek out the help they need to cope with their symptoms.

Sources:

Journal of Attention Disorders: ADHD as a Risk Factor for Infection With Covid-19

Journal of Attention Disorders: Symptoms of ADHD Predict Lower Adaptation to the COVID-19 Outbreak

Journal of Attention Disorders: Symptoms of ADHD Predict Lower Adaptation to the COVID-19 Outbreak: Financial Decline, Low Adherence to Preventive Measures, Psychological Distress, and Illness-Related Negative Perceptions

Wondering if you have an impulse spending problem? Could it be related to your ADHD?

Are you carrying a persistent balance on your credit cards?

Is your home cluttered with “stuff” that you rarely use and don’t enjoy?

Do you shop to relieve stress?

Impulsive behavior can be a symptom of ADHD, and that includes impulse buying.

Learn five important things most people don’t know about impulsive spending.

Join Rick Webster Rena-Fi’s CEO for a round table participatory discussion on the root causes and solutions to impulsive spending. Come away with tips, strategies, and techniques to end this wasteful drain on your personal finances.

About our speaker:

Richard Webster’s nearly four decades of navigating the field as a real estate entrepreneur have brought him a wealth of knowledge that his role as Rena-Fi’s CEO now brings to those who come into his orbit. 

He has grown to understand that success must be values-driven.  How we handle business and money has its roots in our often-subconscious feelings and drives. It’s critical to know the mechanics of handling money, but without the context of one’s values, and without an awareness of the emotional underpinnings of behaviors, success can be elusive.

Rick’s expertise in real estate and entrepreneurship derives from his varied career not just as a real estate broker helping close to 2000 people achieve their real estate goals, but also from owning and running mortgage brokerages, renovating and managing rental properties, and later working with foreclosure, short sale, and loan modification strategies.

At the core of everything he’s accomplished has been his empathy for the people he’s worked with, and his ability to teach. His motto has always been “It’s not just business, it’s personal”. 

In his capacity as CEO of Rena-Fi, Rick brings perspective, vision, and passion to an area of life he considers foundational—personal money management.

Getting ready for tax time: April 15th. Does it provoke anxiety, dread, or other negative emotions…or is it just another day?
Learn strategies and routines that you can implement NOW to be sure that next April 15th is “just another day?”

Get ready with us!

About our Speaker

Richard Webster’s nearly four decades of navigating the field as a real estate entrepreneur have brought him a wealth of knowledge that his role as Rena-Fi’s CEO now brings to those who come into his orbit. 

He has grown to understand that success must be values-driven.  How we handle business and money has its roots in our often-subconscious feelings and drives. It’s critical to know the mechanics of handling money, but without the context of one’s values, and without an awareness of the emotional underpinnings of behaviors, success can be elusive.

Rick’s expertise in real estate and entrepreneurship derives from his varied career not just as a real estate broker helping close to 2000 people achieve their real estate goals, but also from owning and running mortgage brokerages, renovating and managing rental properties, and later working with foreclosure, short sale, and loan modification strategies.

At the core of everything he’s accomplished has been his empathy for the people he’s worked with, and his ability to teach. His motto has always been “It’s not just business, it’s personal”. 
In his capacity as CEO of Rena-Fi, Rick brings perspective, vision, and passion to an area of life he considers foundational—personal money management.